Add the tomato sauce, diced tomatoes, beans, and seasonings to the crockpot or ductch oven.Stir.Cook on low for 6-8 hours or high for 4-5 hours for crockpot or 10-15 minutes for dutch oven.
Right before serving, stir one cup of the cheese into the chili.Top with remaining cheese and Fritos.
Serve with more chips, sour cream, letttuce, tomato as desired.